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Young Family

Welcome to 
TruRate Mortgage

At TruRate Mortgage, we know that (re)financing your home requires exceptional service with a transparent process. That is why we built TruRate Mortgage. We will provide you with stability alongside a digital strategy that provides real-time updates through your borrower portal.

Rate Lock

Don't worry about losing your rate. Lock in your rate now.  Sleep soundly with our Float-Down feature that allows you to take advantage of a lower rate should the market drastically improve after locking-in your rate.

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The entire loan process from loan application to underwriting & funding is all in house and digital therefore we have full control.

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Full Transparency

TruRate Mortgage strongly believes in providing a 100% transparent experience.  With your loan portal and digital loan process you'll never have to wonder about the status of your loan.

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No Stress

The home loan process doesn't have to be a stressful process. Let us ease your burden by providing you with a 1st class home loan experience.

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Why Choose Us

Satisfied Customers

"We tried to buy a house for months with 4 different lenders. I am so glad we received a quote from TruRate. They listened and helped us even though we were working with another lender."

Dave Reddington

"TruRate Mortgage took the time to explain in simple language all of the terms for my loan. I could not ask for anything more, they did exactly what they said they would and I have had no problems."

Amelia Banks

“I've always hated dealing with people over the phone.  TruRate's digital process made everything so easy.  I didn't have to stay on the phone for hours to get my loan closed.  Thank you Sean for all the help and quick serivce.”

Kenny Stutes

Let's Discuss 
Your  Next Home Loan

Fill out the form, or call us to

to receive a full disclosure quote.

States we service:

Alabama, Arizona, Arkansas, California, Colorado, Florida,

Georgia, Illinois, Maryland, Michigan, Oregon, Pennsylvania, and Texas.


Call: (949) 381-1314

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